Hancock, NH
Hancock wildfire risk explained
Hancock sits at the 19th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 126 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hancock at the 19th percentile, close to its 19th-percentile risk score.
Hancock's building exposure, zone by zone
Of Hancock's 126 counted buildings, 87.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Hancock against the rest of the country
Within New Hampshire, Hancock ranks higher (60th percentile) than it does nationally (19th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hancock ranks 25,470 for wildfire risk (1 is highest) and 27,905 by building count (1 is largest). Within New Hampshire alone, it ranks 41 of 100 places by risk. See the full county-by-county picture for New Hampshire on its state page.
Hancock and the insurance market
Hancock's low rating (19th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Hancock
Because Direct exposure dominates in Hancock (87.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 126 counted buildings into the percentiles shown above for Hancock. For more on what direct exposure implies beyond Hancock, see the exposure-zones guide.