Hancock, IA
Hancock, IA's wildfire risk, in USFS's own numbers
USFS scores Hancock at the 37th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 197 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hancock's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 82.7% of Hancock's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 17.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Hancock against the rest of the country
Hancock's 52nd-percentile standing inside Iowa outpaces its 37th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Hancock ranks 19,974 for wildfire risk (1 is highest) and 24,958 by building count (1 is largest). Within Iowa alone, it ranks 491 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Hancock and the insurance market
At the 37th national percentile, Hancock rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 82.7% of buildings rated Minimal exposure, Hancock gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Hancock's 37th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Hancock, see the exposure-zones guide.