Hanceville, AL
Hanceville, AL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Hanceville at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,693 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hanceville at the 77th percentile, close to its 72nd-percentile risk score.
Where Hanceville's buildings actually sit
Indirect exposure is dominant in Hanceville (58.6% of 1,693 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 41.4% sit in the Direct zone.
Where Hanceville ranks
Hanceville ranks lower within Alabama (51st percentile statewide) than its 72nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Hanceville ranks 8,937 for wildfire risk (1 is highest) and 8,439 by building count (1 is largest). Within Alabama alone, it ranks 293 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
At the 72nd percentile nationally, Hanceville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Hanceville
Because 58.6% of Hanceville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Hanceville's figures come from
The methodology guide shows exactly how USFS turned 1,693 counted buildings into the percentiles shown above for Hanceville. The exposure-zones guide covers what Hanceville's dominant indirect exposure actually means, with real examples from across the dataset.