Hanaford, IL
Hanaford, IL's wildfire risk, in USFS's own numbers
Hanaford sits at the 30th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 279 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hanaford's burn probability — fire likelihood with no building count factored in — sits at the 32nd percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Hanaford (50.9% of 279 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 49.1% sit in the Direct zone.
Hanaford against the rest of the country
Hanaford's 80th-percentile standing inside Illinois outpaces its 30th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Hanaford ranks 21,958 for wildfire risk (1 is highest) and 22,215 by building count (1 is largest). Within Illinois alone, it ranks 286 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Hanaford and the insurance market
At the 30th national percentile, Hanaford rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Hanaford (50.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Hanaford's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Hanaford, see the exposure-zones guide.