Hamtramck, MI
Hamtramck, MI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Hamtramck lands at the 2nd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 7,760 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hamtramck at the 3rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Hamtramck's buildings actually sit
Most of Hamtramck's buildings (100% of 7,760) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 7,760 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Hamtramck compares
Hamtramck scores 2nd nationally and 2nd within Michigan — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hamtramck ranks 30,988 for wildfire risk (1 is highest) and 2,196 by building count (1 is largest). Within Michigan alone, it ranks 729 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Hamtramck
Hamtramck's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 100% of buildings rated Minimal exposure, Hamtramck gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hamtramck's figures come from
Every one of the two percentiles behind Hamtramck's 30,988-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hamtramck's dominant minimal exposure actually means, with real examples from across the dataset.