Hamshire, TX

Hamshire wildfire risk explained

Very High

88thpercentile nationally

USFS scores Hamshire at the 88th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 701 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)

Fire likelihood alone (USFS's burn-probability figure) ranks Hamshire at the 91st national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.

What "at risk" means for the buildings here

701Total buildings

61.5%Direct exposure

38.5%Indirect exposure

0%Minimal exposure

Direct exposure dominates in Hamshire: 61.5% of its 701 buildings, versus 38.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.

Hamshire against the rest of the country

There's little gap between Hamshire's 88th national percentile and its 80th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hamshire ranks 3,890 for wildfire risk (1 is highest) and 14,652 by building count (1 is largest). Within Texas alone, it ranks 365 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.

Hamshire and the insurance market

At the 88th percentile nationally, Hamshire carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.

What would actually reduce this score

With 61.5% of Hamshire in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.

More on how this number was built

Hamshire's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Hamshire, see the exposure-zones guide.