Hampton Beach, NH
Hampton Beach, NH's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Hampton Beach lands at the 23rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,927 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hampton Beach at the 16th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
1,927 buildings are counted in Hampton Beach, and 73.1% of them are Indirect exposure — ember-driven risk rather than the 1.5% in Direct exposure or the 25.4% rated Minimal.
Hampton Beach against the rest of the country
Hampton Beach's 76th-percentile standing inside New Hampshire outpaces its 23rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Hampton Beach ranks 24,272 for wildfire risk (1 is highest) and 7,691 by building count (1 is largest). Within New Hampshire alone, it ranks 25 of 100 places by risk. See the full county-by-county picture for New Hampshire on its state page.
What this risk score means for insurance
At the 23rd national percentile, Hampton Beach rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Hampton Beach
With ember exposure the dominant pattern in Hampton Beach (73.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Hampton Beach's figures come from
Hampton Beach's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hampton Beach's dominant indirect exposure actually means, with real examples from across the dataset.