Hampton Bays, NY
How exposed is Hampton Bays to wildfire?
Out of every US place USFS scores, Hampton Bays lands at the 57th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 8,851 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hampton Bays's burn probability — fire likelihood with no building count factored in — sits at the 48th percentile nationally.
What "at risk" means for the buildings here
Most of Hampton Bays's buildings (42.9% of 8,851) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 8,851 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Hampton Bays compares
Compare Hampton Bays's two percentiles: 98th within New York, only 57th nationally — a gap of 41 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hampton Bays ranks 13,471 for wildfire risk (1 is highest) and 1,882 by building count (1 is largest). Within New York alone, it ranks 24 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 57th national percentile, Hampton Bays rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 42.9% of buildings rated Minimal exposure, Hampton Bays gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Hampton Bays's 13,471-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Hampton Bays, see the exposure-zones guide.