Hamorton, PA
Hamorton wildfire risk explained
Out of every US place USFS scores, Hamorton lands at the 27th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 83 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hamorton at the 26th percentile, close to its 27th-percentile risk score.
Where Hamorton's buildings actually sit
Direct exposure dominates in Hamorton: 59% of its 83 buildings, versus 41% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Hamorton compares
There's little gap between Hamorton's 27th national percentile and its 33rd percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hamorton ranks 22,895 for wildfire risk (1 is highest) and 29,779 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,329 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 27th national percentile, Hamorton rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 59% of Hamorton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hamorton's figures come from
Every one of the two percentiles behind Hamorton's 22,895-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hamorton's dominant direct exposure actually means, with real examples from across the dataset.