Hammonton, NJ
How exposed is Hammonton to wildfire?
Out of every US place USFS scores, Hammonton lands at the 84th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 7,150 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hammonton at the 83rd percentile, close to its 84th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Hammonton: 52.2% of its 7,150 buildings, versus 31.3% Indirect and 16.5% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 7,150 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Hammonton against the rest of the country
There's little gap between Hammonton's 84th national percentile and its 88th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hammonton ranks 4,986 for wildfire risk (1 is highest) and 2,398 by building count (1 is largest). Within New Jersey alone, it ranks 82 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Hammonton
Hammonton's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 52.2% of Hammonton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hammonton's figures come from
The methodology guide shows exactly how USFS turned 7,150 counted buildings into the percentiles shown above for Hammonton. The exposure-zones guide covers what Hammonton's dominant direct exposure actually means, with real examples from across the dataset.