Hammondville, AL
Hammondville wildfire risk explained
Hammondville's 373 buildings earn a 83rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hammondville at the 86th percentile, close to its 83rd-percentile risk score.
Hammondville's building exposure, zone by zone
373 buildings are counted in Hammondville, and 99.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Hammondville compares
Hammondville's risk sits at a similar level relative to Alabama (84th percentile statewide) as it does nationally (83rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hammondville ranks 5,378 for wildfire risk (1 is highest) and 19,796 by building count (1 is largest). Within Alabama alone, it ranks 97 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
At the 83rd percentile nationally, Hammondville carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 99.2% of Hammondville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hammondville's figures come from
Every one of the two percentiles behind Hammondville's 5,378-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hammondville's dominant direct exposure actually means, with real examples from across the dataset.