Hammondsport, NY
Hammondsport, NY's wildfire risk, in USFS's own numbers
Hammondsport's 445 buildings earn a 30th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hammondsport's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Hammondsport's building exposure, zone by zone
USFS puts 80.9% of Hammondsport's 445 buildings in the Indirect exposure zone, versus 16.9% Direct and 2.3% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Hammondsport ranks
Compare Hammondsport's two percentiles: 62nd within New York, only 30th nationally — a gap of 33 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hammondsport ranks 22,224 for wildfire risk (1 is highest) and 18,366 by building count (1 is largest). Within New York alone, it ranks 486 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 30th national percentile, Hammondsport rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Hammondsport's 80.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hammondsport's 22,224-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Hammondsport, see the exposure-zones guide.