Hammond, NY
Hammond wildfire risk explained
Out of every US place USFS scores, Hammond lands at the 11th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 215 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hammond at the 9th percentile, close to its 11th-percentile risk score.
Hammond's building exposure, zone by zone
215 buildings are counted in Hammond, and 67.9% of them are Indirect exposure — ember-driven risk rather than the 32.1% in Direct exposure or the 0% rated Minimal.
Where Hammond ranks
There's little gap between Hammond's 11th national percentile and its 25th percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hammond ranks 28,211 for wildfire risk (1 is highest) and 24,316 by building count (1 is largest). Within New York alone, it ranks 968 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Hammond's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Hammond
Hammond's 67.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 215 counted buildings into the percentiles shown above for Hammond. For more on what indirect exposure implies beyond Hammond, see the exposure-zones guide.