Hammond, MN
Hammond, MN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Hammond lands at the 26th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 113 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hammond at the 27th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Hammond's buildings actually sit
113 buildings are counted in Hammond, and 70.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Hammond against the rest of the country
There's little gap between Hammond's 26th national percentile and its 31st percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hammond ranks 23,325 for wildfire risk (1 is highest) and 28,504 by building count (1 is largest). Within Minnesota alone, it ranks 634 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Hammond
At the 26th national percentile, Hammond rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Hammond (70.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Hammond's figures come from
Hammond's 26th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hammond's dominant direct exposure actually means, with real examples from across the dataset.