Hammond, LA
How exposed is Hammond to wildfire?
Out of every US place USFS scores, Hammond lands at the 75th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 7,986 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hammond's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
Where Hammond's buildings actually sit
USFS puts 39% of Hammond's 7,986 buildings in the Indirect exposure zone, versus 29.9% Direct and 31% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 7,986 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Hammond against the rest of the country
Hammond's risk sits at a similar level relative to Louisiana (88th percentile statewide) as it does nationally (75th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hammond ranks 7,973 for wildfire risk (1 is highest) and 2,116 by building count (1 is largest). Within Louisiana alone, it ranks 59 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
Hammond and the insurance market
Hammond's high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 39% of Hammond's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 7,986 counted buildings into the percentiles shown above for Hammond. For more on what indirect exposure implies beyond Hammond, see the exposure-zones guide.