Hammond, IN
Hammond wildfire risk explained
USFS scores Hammond at the 55th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 39,500 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hammond's burn probability — fire likelihood with no building count factored in — sits at the 55th percentile nationally.
Where Hammond's buildings actually sit
USFS classifies 99.8% of Hammond's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 39,500 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Hammond ranks
Hammond's 99th-percentile standing inside Indiana outpaces its 55th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Hammond ranks 14,239 for wildfire risk (1 is highest) and 249 by building count (1 is largest). Within Indiana alone, it ranks 11 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Hammond
At the 55th national percentile, Hammond rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Hammond's 99.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Hammond's figures come from
Every one of the two percentiles behind Hammond's 14,239-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hammond's dominant minimal exposure actually means, with real examples from across the dataset.