Hammon, OK
How exposed is Hammon to wildfire?
Hammon's 390 buildings earn a 93rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hammon's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
Where Hammon's buildings actually sit
USFS puts 71% of Hammon's 390 buildings in the Indirect exposure zone, versus 29% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Hammon against the rest of the country
Hammon ranks lower within Oklahoma (65th percentile statewide) than its 93rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Hammon ranks 2,213 for wildfire risk (1 is highest) and 19,413 by building count (1 is largest). Within Oklahoma alone, it ranks 291 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Hammon and the insurance market
At the 93rd percentile nationally, Hammon carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 71% of Hammon's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hammon's 2,213-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Hammon, see the exposure-zones guide.