Hammett, ID
Hammett, ID's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Hammett at the 98th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 209 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hammett at the 99th percentile, close to its 98th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Hammett (67.5% of 209 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 29.7% sit in the Direct zone.
How Hammett compares
Hammett scores 98th nationally and 92nd within Idaho — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hammett ranks 539 for wildfire risk (1 is highest) and 24,504 by building count (1 is largest). Within Idaho alone, it ranks 20 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
Hammett's very high rating (98th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Hammett
Because 67.5% of Hammett's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 209 counted buildings into the percentiles shown above for Hammett. For more on what indirect exposure implies beyond Hammett, see the exposure-zones guide.