Hamlin, TX
Hamlin wildfire risk explained
Hamlin sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,634 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hamlin's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
Where Hamlin's buildings actually sit
79.4% of Hamlin's 1,634 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 15% Direct and 5.6% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Hamlin ranks
Hamlin ranks lower within Texas (32nd percentile statewide) than its 71st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Hamlin ranks 9,277 for wildfire risk (1 is highest) and 8,636 by building count (1 is largest). Within Texas alone, it ranks 1,209 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Hamlin and the insurance market
At the 71st percentile nationally, Hamlin carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Hamlin
Because 79.4% of Hamlin's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Hamlin's figures come from
The methodology guide shows exactly how USFS turned 1,634 counted buildings into the percentiles shown above for Hamlin. The exposure-zones guide covers what Hamlin's dominant indirect exposure actually means, with real examples from across the dataset.