Hamlet, NE
Hamlet wildfire risk explained
Hamlet sits at the 70th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 78 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hamlet at the 67th percentile, close to its 70th-percentile risk score.
Where Hamlet's buildings actually sit
64.1% of Hamlet's 78 buildings sit in USFS's Direct exposure zone, roughly 50 structures close enough to burnable vegetation for flame contact, not just embers — 35.9% fall in the Indirect, ember-only zone and 0% are Minimal.
Hamlet against the rest of the country
Hamlet scores 70th nationally and 68th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hamlet ranks 9,552 for wildfire risk (1 is highest) and 29,974 by building count (1 is largest). Within Nebraska alone, it ranks 187 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 70th percentile nationally, Hamlet carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Hamlet's 64.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Hamlet's 9,552-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Hamlet, see the exposure-zones guide.