Hamlet, IN
Hamlet wildfire risk explained
Hamlet sits at the 6th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 512 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hamlet's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
What "at risk" means for the buildings here
Hamlet rates 77.7% Minimal exposure against just 22.3% Direct and 0% Indirect — of 512 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Hamlet compares
Within Indiana, Hamlet ranks higher (39th percentile) than it does nationally (6th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hamlet ranks 29,747 for wildfire risk (1 is highest) and 17,149 by building count (1 is largest). Within Indiana alone, it ranks 588 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Hamlet's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Hamlet
Even with 77.7% of Hamlet outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Hamlet's figures come from
Every one of the two percentiles behind Hamlet's 29,747-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hamlet's dominant minimal exposure actually means, with real examples from across the dataset.