Hamilton Square, NJ
Hamilton Square, NJ's wildfire risk, in USFS's own numbers
USFS scores Hamilton Square at the 53rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 5,092 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hamilton Square at the 54th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Hamilton Square's building exposure, zone by zone
80.3% of Hamilton Square's 5,092 buildings sit in USFS's Minimal exposure zone, with only 19.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 5,092 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Hamilton Square ranks
Hamilton Square scores 53rd nationally and 61st within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hamilton Square ranks 14,977 for wildfire risk (1 is highest) and 3,386 by building count (1 is largest). Within New Jersey alone, it ranks 275 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Hamilton Square
At the 53rd national percentile, Hamilton Square rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 80.3% of Hamilton Square outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 5,092 counted buildings into the percentiles shown above for Hamilton Square. For more on what minimal exposure implies beyond Hamilton Square, see the exposure-zones guide.