Hamilton, KS
How exposed is Hamilton to wildfire?
Hamilton sits at the 89th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 269 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hamilton at the 87th percentile, close to its 89th-percentile risk score.
Hamilton's building exposure, zone by zone
269 buildings are counted in Hamilton, and 68.8% of them are Indirect exposure — ember-driven risk rather than the 31.2% in Direct exposure or the 0% rated Minimal.
How Hamilton compares
There's little gap between Hamilton's 89th national percentile and its 90th percentile inside Kansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hamilton ranks 3,498 for wildfire risk (1 is highest) and 22,532 by building count (1 is largest). Within Kansas alone, it ranks 76 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Hamilton and the insurance market
Hamilton's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Hamilton (68.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Hamilton's figures come from
The methodology guide shows exactly how USFS turned 269 counted buildings into the percentiles shown above for Hamilton. The exposure-zones guide covers what Hamilton's dominant indirect exposure actually means, with real examples from across the dataset.