Hamilton, IL
Hamilton, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Hamilton at the 34th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,719 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hamilton at the 35th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Hamilton's buildings (93.3% of 1,719) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Hamilton compares
Compare Hamilton's two percentiles: 85th within Illinois, only 34th nationally — a gap of 51 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hamilton ranks 20,885 for wildfire risk (1 is highest) and 8,347 by building count (1 is largest). Within Illinois alone, it ranks 218 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 34th national percentile, Hamilton rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Hamilton
With 93.3% of buildings rated Minimal exposure, Hamilton gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,719 counted buildings into the percentiles shown above for Hamilton. For more on what minimal exposure implies beyond Hamilton, see the exposure-zones guide.