Hamilton, IA
Hamilton wildfire risk explained
Out of every US place USFS scores, Hamilton lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 94 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hamilton at the 69th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
94 buildings are counted in Hamilton, and 70.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Hamilton compares
Within Iowa, Hamilton ranks higher (91st percentile) than it does nationally (67th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hamilton ranks 10,489 for wildfire risk (1 is highest) and 29,305 by building count (1 is largest). Within Iowa alone, it ranks 97 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Hamilton
Hamilton's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Hamilton
With 70.2% of Hamilton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hamilton's figures come from
The methodology guide shows exactly how USFS turned 94 counted buildings into the percentiles shown above for Hamilton. The exposure-zones guide covers what Hamilton's dominant direct exposure actually means, with real examples from across the dataset.