Hamilton, GA
Hamilton wildfire risk explained
USFS scores Hamilton at the 76th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 589 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hamilton's burn probability — fire likelihood with no building count factored in — sits at the 79th percentile nationally.
Where Hamilton's buildings actually sit
Direct exposure dominates in Hamilton: 81% of its 589 buildings, versus 19% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Hamilton compares
Hamilton's risk sits at a similar level relative to Georgia (84th percentile statewide) as it does nationally (76th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hamilton ranks 7,500 for wildfire risk (1 is highest) and 15,973 by building count (1 is largest). Within Georgia alone, it ranks 106 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Hamilton
Hamilton's high rating (76th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Hamilton (81%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Hamilton's figures come from
The methodology guide shows exactly how USFS turned 589 counted buildings into the percentiles shown above for Hamilton. The exposure-zones guide covers what Hamilton's dominant direct exposure actually means, with real examples from across the dataset.