Hamer, SC
Hamer, SC's wildfire risk, in USFS's own numbers
Hamer sits at the 80th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 594 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hamer at the 81st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Hamer's building exposure, zone by zone
594 buildings are counted in Hamer, and 72.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Hamer compares
Hamer's risk sits at a similar level relative to South Carolina (85th percentile statewide) as it does nationally (80th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hamer ranks 6,215 for wildfire risk (1 is highest) and 15,918 by building count (1 is largest). Within South Carolina alone, it ranks 71 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Hamer and the insurance market
Hamer's 80th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Hamer
With 72.6% of Hamer in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hamer's figures come from
Hamer's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hamer's dominant direct exposure actually means, with real examples from across the dataset.