Hamer, ID
Hamer, ID's wildfire risk, in USFS's own numbers
USFS scores Hamer at the 86th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 60 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hamer's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Where Hamer's buildings actually sit
60 buildings are counted in Hamer, and 51.7% of them are Indirect exposure — ember-driven risk rather than the 48.3% in Direct exposure or the 0% rated Minimal.
Where Hamer ranks
Hamer ranks lower within Idaho (58th percentile statewide) than its 86th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Hamer ranks 4,471 for wildfire risk (1 is highest) and 30,645 by building count (1 is largest). Within Idaho alone, it ranks 99 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
At the 86th percentile nationally, Hamer carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Hamer (51.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 60 counted buildings into the percentiles shown above for Hamer. For more on what indirect exposure implies beyond Hamer, see the exposure-zones guide.