Hamburg, OH
Hamburg wildfire risk explained
Hamburg sits at the 36th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 361 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hamburg at the 36th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Hamburg's building exposure, zone by zone
Of Hamburg's 361 counted buildings, 97.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Hamburg compares
Within Ohio, Hamburg ranks higher (78th percentile) than it does nationally (36th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hamburg ranks 20,337 for wildfire risk (1 is highest) and 20,045 by building count (1 is largest). Within Ohio alone, it ranks 283 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 36th national percentile, Hamburg rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 97.8% of Hamburg in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 361 counted buildings into the percentiles shown above for Hamburg. For more on what direct exposure implies beyond Hamburg, see the exposure-zones guide.