Hamburg, NJ
Hamburg wildfire risk explained
Hamburg's 921 buildings earn a 42nd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hamburg at the 42nd percentile, close to its 42nd-percentile risk score.
What "at risk" means for the buildings here
64.4% of Hamburg's 921 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 35.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Hamburg ranks
There's little gap between Hamburg's 42nd national percentile and its 46th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hamburg ranks 18,275 for wildfire risk (1 is highest) and 12,547 by building count (1 is largest). Within New Jersey alone, it ranks 381 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Hamburg
Hamburg's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 64.4% of Hamburg's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hamburg's 18,275-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Hamburg, see the exposure-zones guide.