Hamburg, IL
Hamburg wildfire risk explained
Hamburg's 122 buildings earn a 39th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hamburg's burn probability — fire likelihood with no building count factored in — sits at the 41st percentile nationally.
Where Hamburg's buildings actually sit
Indirect exposure is dominant in Hamburg (62.3% of 122 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 34.4% sit in the Direct zone.
How Hamburg compares
Compare Hamburg's two percentiles: 92nd within Illinois, only 39th nationally — a gap of 53 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hamburg ranks 19,153 for wildfire risk (1 is highest) and 28,055 by building count (1 is largest). Within Illinois alone, it ranks 119 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Hamburg
Hamburg's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 62.3% of Hamburg's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 122 counted buildings into the percentiles shown above for Hamburg. For more on what indirect exposure implies beyond Hamburg, see the exposure-zones guide.