Hamberg, ND
Hamberg, ND's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Hamberg lands at the 48th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 41 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hamberg at the 46th percentile, close to its 48th-percentile risk score.
Where Hamberg's buildings actually sit
USFS classifies 87.8% of Hamberg's buildings as Direct exposure, higher than its 0% Indirect share and far above its 12.2% Minimal share — a profile where 36 structures sit close enough to vegetation that lot clearing matters most.
Hamberg against the rest of the country
Hamberg scores 48th nationally and 46th within North Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hamberg ranks 16,491 for wildfire risk (1 is highest) and 31,147 by building count (1 is largest). Within North Dakota alone, it ranks 217 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Hamberg and the insurance market
Hamberg's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Hamberg (87.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Hamberg's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Hamberg, see the exposure-zones guide.