Haltom City, TX
Haltom City wildfire risk explained
USFS scores Haltom City at the 58th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 14,561 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Haltom City at the 60th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Haltom City's buildings actually sit
Only 11% of Haltom City's 14,561 buildings carry Direct exposure and 0% carry Indirect; the remaining 89% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 14,561 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Haltom City against the rest of the country
Haltom City ranks lower within Texas (12th percentile statewide) than its 58th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Haltom City ranks 13,220 for wildfire risk (1 is highest) and 1,029 by building count (1 is largest). Within Texas alone, it ranks 1,574 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Haltom City and the insurance market
Haltom City's elevated rating (58th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 89% of Haltom City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Haltom City's figures come from
Every one of the two percentiles behind Haltom City's 13,220-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Haltom City's dominant minimal exposure actually means, with real examples from across the dataset.