Halstad, MN
How exposed is Halstad to wildfire?
USFS's Wildfire Risk to Communities model puts Halstad at the 35th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 421 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Halstad's burn probability — fire likelihood with no building count factored in — sits at the 32nd percentile nationally.
Where Halstad's buildings actually sit
95.5% of Halstad's 421 buildings sit in USFS's Minimal exposure zone, with only 4.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Halstad ranks
There's little gap between Halstad's 35th national percentile and its 45th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Halstad ranks 20,544 for wildfire risk (1 is highest) and 18,802 by building count (1 is largest). Within Minnesota alone, it ranks 507 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Halstad
Halstad's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Halstad
Even with 95.5% of Halstad outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 421 counted buildings into the percentiles shown above for Halstad. For more on what minimal exposure implies beyond Halstad, see the exposure-zones guide.