Halltown, MO
Halltown wildfire risk explained
USFS scores Halltown at the 67th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 129 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Halltown's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
Halltown's building exposure, zone by zone
62% of Halltown's 129 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 38% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Halltown compares
There's little gap between Halltown's 67th national percentile and its 74th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Halltown ranks 10,430 for wildfire risk (1 is highest) and 27,754 by building count (1 is largest). Within Missouri alone, it ranks 273 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Halltown's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Halltown's 62% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Halltown's figures come from
Halltown's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Halltown's dominant indirect exposure actually means, with real examples from across the dataset.