Hallowell, ME
Hallowell wildfire risk explained
Hallowell's 1,247 buildings earn a 7th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hallowell at the 7th percentile, close to its 7th-percentile risk score.
Hallowell's building exposure, zone by zone
Of Hallowell's 1,247 counted buildings, 53.7% carry Direct exposure and only 0.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Hallowell against the rest of the country
Hallowell's risk sits at a similar level relative to Maine (15th percentile statewide) as it does nationally (7th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hallowell ranks 29,250 for wildfire risk (1 is highest) and 10,362 by building count (1 is largest). Within Maine alone, it ranks 133 of 155 places by risk. See the full county-by-county picture for Maine on its state page.
What this risk score means for insurance
Hallowell's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Hallowell's 53.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,247 counted buildings into the percentiles shown above for Hallowell. For more on what direct exposure implies beyond Hallowell, see the exposure-zones guide.