Hallowell, KS
Hallowell wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hallowell at the 34th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 94 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hallowell at the 33rd percentile, close to its 34th-percentile risk score.
Hallowell's building exposure, zone by zone
Hallowell rates 52.1% Minimal exposure against just 47.9% Direct and 0% Indirect — of 94 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Hallowell ranks
Hallowell ranks lower within Kansas (12th percentile statewide) than its 34th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Hallowell ranks 20,952 for wildfire risk (1 is highest) and 29,308 by building count (1 is largest). Within Kansas alone, it ranks 638 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Hallowell's moderate wildfire rating (34th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 52.1% of buildings rated Minimal exposure, Hallowell gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hallowell's figures come from
Hallowell's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hallowell's dominant minimal exposure actually means, with real examples from across the dataset.