Hallett, OK
Hallett wildfire risk explained
Hallett sits at the 96th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 132 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hallett's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
Where Hallett's buildings actually sit
USFS classifies 85.6% of Hallett's buildings as Direct exposure, higher than its 14.4% Indirect share and far above its 0% Minimal share — a profile where 113 structures sit close enough to vegetation that lot clearing matters most.
Hallett against the rest of the country
Hallett's risk sits at a similar level relative to Oklahoma (86th percentile statewide) as it does nationally (96th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hallett ranks 1,265 for wildfire risk (1 is highest) and 27,641 by building count (1 is largest). Within Oklahoma alone, it ranks 118 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Hallett's very high rating (96th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Hallett (85.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hallett's 1,265-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Hallett, see the exposure-zones guide.