Hall, NY
Hall wildfire risk explained
Hall's 200 buildings earn a 2nd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hall at the 2nd percentile, close to its 2nd-percentile risk score.
What "at risk" means for the buildings here
Most of Hall's buildings (50.5% of 200) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Hall ranks
There's little gap between Hall's 2nd national percentile and its 0th percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hall ranks 30,867 for wildfire risk (1 is highest) and 24,850 by building count (1 is largest). Within New York alone, it ranks 1,284 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Hall's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 50.5% of Hall outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Hall's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Hall, see the exposure-zones guide.