Hall, MT
Hall, MT's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Hall lands at the 72nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 76 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hall at the 73rd percentile, close to its 72nd-percentile risk score.
Hall's building exposure, zone by zone
76 buildings are counted in Hall, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Hall ranks
Hall ranks lower within Montana (42nd percentile statewide) than its 72nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Hall ranks 8,795 for wildfire risk (1 is highest) and 30,056 by building count (1 is largest). Within Montana alone, it ranks 278 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Hall and the insurance market
Hall's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Hall's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 76 counted buildings into the percentiles shown above for Hall. For more on what direct exposure implies beyond Hall, see the exposure-zones guide.