Half Moon, NC
How exposed is Half Moon to wildfire?
USFS scores Half Moon at the 79th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 3,362 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Half Moon at the 75th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Half Moon's building exposure, zone by zone
Of Half Moon's 3,362 counted buildings, 63.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Half Moon ranks
There's little gap between Half Moon's 79th national percentile and its 83rd percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Half Moon ranks 6,692 for wildfire risk (1 is highest) and 4,969 by building count (1 is largest). Within North Carolina alone, it ranks 134 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Half Moon and the insurance market
At the 79th percentile nationally, Half Moon carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Half Moon
With 63.2% of Half Moon in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Half Moon's figures come from
Half Moon's 79th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Half Moon's dominant direct exposure actually means, with real examples from across the dataset.