Haleiwa, HI
Haleiwa, HI's wildfire risk, in USFS's own numbers
Haleiwa's 2,032 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Haleiwa's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
What "at risk" means for the buildings here
2,032 buildings are counted in Haleiwa, and 78.8% of them are Indirect exposure — ember-driven risk rather than the 17% in Direct exposure or the 4.1% rated Minimal.
How Haleiwa compares
Inside Hawaii, Haleiwa sits at just the 77th percentile even though it scores 95th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Haleiwa ranks 1,477 for wildfire risk (1 is highest) and 7,378 by building count (1 is largest). Within Hawaii alone, it ranks 38 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Shopping for coverage in Haleiwa
Haleiwa's 95th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 78.8% of Haleiwa's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Haleiwa's figures come from
Haleiwa's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Haleiwa's dominant indirect exposure actually means, with real examples from across the dataset.