Halaula, HI
Halaula, HI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Halaula lands at the 87th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 322 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Halaula's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
What "at risk" means for the buildings here
322 buildings are counted in Halaula, and 98.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Halaula compares
Inside Hawaii, Halaula sits at just the 29th percentile even though it scores 87th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Halaula ranks 4,088 for wildfire risk (1 is highest) and 21,030 by building count (1 is largest). Within Hawaii alone, it ranks 115 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Shopping for coverage in Halaula
Halaula's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 98.1% of Halaula in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Halaula's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Halaula, see the exposure-zones guide.