Haivana Nakya, AZ
Haivana Nakya wildfire risk explained
USFS's Wildfire Risk to Communities model puts Haivana Nakya at the 85th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 49 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Haivana Nakya's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Haivana Nakya: 100% of its 49 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Haivana Nakya compares
Haivana Nakya ranks lower within Arizona (54th percentile statewide) than its 85th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Haivana Nakya ranks 4,872 for wildfire risk (1 is highest) and 30,946 by building count (1 is largest). Within Arizona alone, it ranks 202 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
At the 85th percentile nationally, Haivana Nakya carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Haivana Nakya's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 49 counted buildings into the percentiles shown above for Haivana Nakya. For more on what direct exposure implies beyond Haivana Nakya, see the exposure-zones guide.