Haines Falls, NY
Haines Falls wildfire risk explained
Out of every US place USFS scores, Haines Falls lands at the 25th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 243 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Haines Falls's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
Where Haines Falls's buildings actually sit
Direct exposure dominates in Haines Falls: 99.6% of its 243 buildings, versus 0.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Haines Falls ranks
Within New York, Haines Falls ranks higher (51st percentile) than it does nationally (25th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Haines Falls ranks 23,767 for wildfire risk (1 is highest) and 23,370 by building count (1 is largest). Within New York alone, it ranks 626 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Haines Falls and the insurance market
Haines Falls's moderate rating (25th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Haines Falls (99.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 243 counted buildings into the percentiles shown above for Haines Falls. For more on what direct exposure implies beyond Haines Falls, see the exposure-zones guide.