Haines City, FL
How exposed is Haines City to wildfire?
Haines City's 9,937 buildings earn a 90th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Haines City's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
Where Haines City's buildings actually sit
9,937 buildings are counted in Haines City, and 56.3% of them are Indirect exposure — ember-driven risk rather than the 18% in Direct exposure or the 25.7% rated Minimal. At 9,937 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Haines City ranks
Haines City's risk sits at a similar level relative to Florida (81st percentile statewide) as it does nationally (90th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Haines City ranks 3,115 for wildfire risk (1 is highest) and 1,630 by building count (1 is largest). Within Florida alone, it ranks 178 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Haines City
Haines City's 90th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 56.3% of Haines City's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Haines City's figures come from
The methodology guide shows exactly how USFS turned 9,937 counted buildings into the percentiles shown above for Haines City. The exposure-zones guide covers what Haines City's dominant indirect exposure actually means, with real examples from across the dataset.