Hagerman, ID
How exposed is Hagerman to wildfire?
Hagerman's 613 buildings earn a 98th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hagerman's burn probability — fire likelihood with no building count factored in — sits at the 99th percentile nationally.
What "at risk" means for the buildings here
Hagerman rates 74.9% Minimal exposure against just 13.5% Direct and 11.6% Indirect — of 613 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Hagerman ranks
There's little gap between Hagerman's 98th national percentile and its 92nd percentile inside Idaho, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hagerman ranks 538 for wildfire risk (1 is highest) and 15,655 by building count (1 is largest). Within Idaho alone, it ranks 19 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
Hagerman and the insurance market
Hagerman's very high rating (98th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Hagerman
Hagerman's 74.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Hagerman's figures come from
The methodology guide shows exactly how USFS turned 613 counted buildings into the percentiles shown above for Hagerman. The exposure-zones guide covers what Hagerman's dominant minimal exposure actually means, with real examples from across the dataset.