Hagaman, NY
Hagaman, NY's wildfire risk, in USFS's own numbers
Hagaman's 702 buildings earn a 25th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hagaman at the 26th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Hagaman's buildings actually sit
702 buildings are counted in Hagaman, and 75.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Hagaman against the rest of the country
Hagaman's 53rd-percentile standing inside New York outpaces its 25th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Hagaman ranks 23,610 for wildfire risk (1 is highest) and 14,637 by building count (1 is largest). Within New York alone, it ranks 607 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Hagaman and the insurance market
At the 25th national percentile, Hagaman rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Hagaman
Hagaman's 75.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Hagaman's figures come from
The methodology guide shows exactly how USFS turned 702 counted buildings into the percentiles shown above for Hagaman. The exposure-zones guide covers what Hagaman's dominant direct exposure actually means, with real examples from across the dataset.