Haena, HI
Haena, HI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Haena at the 91st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 330 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Haena at the 88th percentile, close to its 91st-percentile risk score.
Where Haena's buildings actually sit
Most of Haena's buildings (53.9%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Haena ranks
Haena ranks lower within Hawaii (49th percentile statewide) than its 91st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Haena ranks 2,800 for wildfire risk (1 is highest) and 20,814 by building count (1 is largest). Within Hawaii alone, it ranks 83 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Shopping for coverage in Haena
Haena's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 53.9% of Haena's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Haena's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Haena, see the exposure-zones guide.