Hadley, MN
Hadley wildfire risk explained
Hadley sits at the 7th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 98 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hadley's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Hadley's building exposure, zone by zone
Direct exposure dominates in Hadley: 52% of its 98 buildings, versus 0% Indirect and 48% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Hadley ranks
Hadley's risk sits at a similar level relative to Minnesota (10th percentile statewide) as it does nationally (7th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hadley ranks 29,438 for wildfire risk (1 is highest) and 29,126 by building count (1 is largest). Within Minnesota alone, it ranks 823 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Hadley and the insurance market
At the 7th national percentile, Hadley rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Hadley
With 52% of Hadley in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 98 counted buildings into the percentiles shown above for Hadley. For more on what direct exposure implies beyond Hadley, see the exposure-zones guide.